Crédit Agricole SA reported a 1.01 billion Euro net income for Q4 2018, up sharply (x2.6) compared to Q4 of 2017 (387 million euros).

The net income for the entire 2018 totaled 4.4 billion Euro, showing an increase of 20.6% compared to the year before (3.6 billion Euro).

The stated net revenues for Q4 2018 are 4,8 billion Euro, a 4.3% increase compared to the same period of 2017.

The targets of the Medium term Plan (MTP) 2020 have been reached year ahead of planning, new 2022 MTP will be presented on June 2019.

Crédit Agricole Group, which also includes CA SA, posted a net income of 6.8 billion euros for 2018. Total revenues were at 32.8 billion euros, up 2.3% compared to 2017.

As a result of this financial strength, the Group is the largest contributor in France, with a total of €5.8bn in taxes and charges in 2017.

A whole bank just for you

Thanks to its universal customer-focused banking model – based on close cooperation between its retail banks and its specialised business lines – reaffirmed by its new “A whole bank just for you” brand signature, Crédit Agricole helps its customers to realise all their personal and business projects. It does so by offering them an extensive range of services consisting of day-to-day banking, loans, savings products, insurance, asset management, real estate, leasing and factoring, corporate and investment banking, issuer and investor services.

Serving 52 million customers[1] worldwide, it also stands out on account of its distribution model, multi-channel customer-focused banking, and the efforts of its 138,000 employees, who make Crédit Agricole the Customer Relationship-based bank.

Built on its strong cooperative and mutual foundations and led by its 9.3 million members and almost 31,000 directors of its Local and Regional Banks, Crédit Agricole’s organisational model gives it stability and staying power. It also draws its strength from its values of transparency, customer focus, accountability and openness to the world and from local communities, which it has cultivated over 120 years.

Crédit Agricole’s corporate social responsibility policy lies at the heart of its identity as a helpful and responsive bank over the long term. It is reflected in its products and services and informs the actions of all its business lines. It is a key factor contributing to overall performance and a powerful innovation driver.

Crédit Agricole Group extends its leadership year after year. It is the number one provider of financing to the French economy[2] and the number one insurer in France[3]. It is also the first bancassurer in Europe[4], the first European asset manager[5] and the world’s second-largest provider of green financing[6].


  • A presence in 50 countries
  • 52 million customers worldwide
  • 138 employees in France and abroad
  • 1 bancassurer in Europe
  • 1 European asset manager
  • The world’s second-largest provider of green financing

Among the European Top 3 in Consumer Credit

[1] Scope of French and international retail banking, Crédit Agricole Consumer Finance and Crédit Agricole Bank Polska consumer finance customers.

[2] Based on the value of outstanding deposits and loans as of 31/12/2016. Source: Bank, French retail banking.

[3] In terms of premium income. Source: l’Argus de l’assurance published on the 16 December 2016 and La Tribune de l’assurance published on the 16 November 2016.

[4] In terms of premium income. Source: l’Argus de l’assurance published on the 16 December 2016, data at end-2015.

[5] N°1 of all management companies who have their main Office in Europe – Source: IPE “Top 400 Asset managers” published in June 2016, based on assets under management at December 2015.

[6] Source: Bank.