Refinancing

Cheaper, simpler to administer, less financial stress for you and your family, now you can group all your loans you have at other banks in only one. Moreover, you can get an additional sum of money for other projects.

The maximum tenor for loans granted exclusively for refinancing:
• up to 10 years for personal loans without mortgage*
• up to 30 years for loans secured with mortgage*

Loan amount:
• up to 30.000 EUR (RON equivalent) for personal loans without mortgage;
• up to 300.000 EUR for personal loans with mortgage;*
• up to 1.000.000 EUR (RON equivalent) for mortgage loans.

* Provided the date on which the credit / refinancing loans were granted before 31.10.2011.

Accessible
• easy to obtain without income certificate or pension coupon if your income is in the ANAF database;
• no utility bills;
• no refinancing addresses.

Advantageous
• debt consolidation: for example, refinancing two loans from different banks with one or more Credit Agricole loans at a lower rate;
• refinancing commissions due to the bank from which the credit is refinanced;
• supplementing the initial loan amount by granting another credit;

Interest is the standard product in which refinancing credits from other banks are refinanced.
In addition to costs for the standard product, costs are charged for transferring amounts to other banks, according to the Fees and Commissions Pricelist.

You are welcome in the nearest Credit Agricole branch, call 021 30 40 300 or apply online, and a bank advisor will offer you all the informations and support that you need.